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Our local loan officers are passionate about helping you find the perfect mortgage that suits your needs.
Loan Options
"Discover a range of loan programs, including fixed and adjustable-rate mortgages
Mortgage Calculators
Use our calculators to estimate your future mortgage based on rates, terms, and loan options.
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Complete our secure application in just 12 minutes and take the first step toward your loan.
Welcome to our Website
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
ALL-IN-ONE SOLUTION
Our Loan Process...
STRATEGY CAL
PRE-APPROVAL
SHOP
LOAN PROCESSING
UNDERWRITING
CLOSING
Current Mortgage Rates
Frequently Asked Questions
What are the basic requirements to qualify for a mortgage?
To qualify for a mortgage, lenders typically look at factors such as your credit score, income, employment history, debt-to-income ratio (DTI), and down payment. The exact requirements vary depending on the loan type and lender
How much down payment do I need for a home loan?
The down payment requirement depends on the loan program. Conventional loans usually require 5-20%, FHA loans require as little as 3.5%, and VA/USDA loans may offer zero down payment options for eligible borrowers.
What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed-rate mortgage has a constant interest rate and monthly payments for the entire loan term, providing stability. An adjustable-rate mortgage (ARM) has a lower initial rate but can change periodically, based on market conditions.
How does my credit score affect my mortgage approval?
Your credit score impacts your loan eligibility, interest rate, and terms. Higher credit scores generally qualify for lower interest rates, while lower scores may require higher down payments or result in higher interest rates.
What are the closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your mortgage, including appraisal, title insurance, lender fees, and more. They typically range from 2% to 5% of the home’s purchase price.
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